UPS- Introduction of one-time one-way Switch facility from UPS to NPS एकीकृत पेंशन योजना (UPS) से राष्ट्रीय पेंशन प्रणाली (NPS) में स्विच करने की सुविधा
केंद्र सरकार के कर्मचारियों के लिए UPS से NPS में एक बार का स्विच सुविधा उपलब्ध है। यह सुविधा सेवानिवृत्ति की तारीख से एक वर्ष पहले या स्वैच्छिक सेवानिवृत्ति की तिथि से तीन महीने पहले इस्तेमाल की जा सकती है। स्विच नहीं करने पर UPS में जारी रहेगा।
File No. 1/3/2024-PR
Government of India
Ministry of Finance
Department of Financial Services
(Pension Reforms Section)
2nd Floor, Jeevan Deep Building
Parliament Street, New Delhi
Dated: the 2f1h August, 2025
OFFICE MEMORANDUM
Sub.: Unified Pension Scheme (UPS)- Introduction of one-time one-way Switch facility from UPS to NPS- reg.
The undersigned is directed to refer to the Unified Pension Scheme (UPS) notified by the Ministry of Finance vide Notification No. F. No. FX-1/3/2024- PR dated 24th January 2025, for Central Government employees covered under the National Pension System (NPS).
2. It has been decided that a one-time, one-way switch facility from UPS to NPS shall be made available to all Central Government employees who have opted for UPS. This switch facility may be exercised by UPS optees any time not later than one year prior to the date of superannuation or three months prior to the deemed date of retirement in case of voluntary retirement, as applicable. Similar provisions will be made for resignation and cases of Rule 56J, with minor modifications as necessary. If switch facility not exercised as per aforesaid timelines, the employee shall continue under UPS by default.
3. The switch facility will not be allowed in case of removal, dismissal or compulsory retirement as a penalty or for cases where disciplinary proceedings are ongoing or contemplated.
4. Once the switch facility is availed, the provisions of the PFRDA (Exit & Withdrawal under NPS) Regulations,2015 shall apply. The concerned employee shall cease to be eligible for assured payouts and UPS benefits. The Government’s differential contribution (4%) at default investment pattern will be worked out and shall be credited to the individual’s NPS corpus at the time of exit.
5. Ministries/Departments are requested to bring the contents of this O.M. to the notice of eligible officers/officials under your administrative control.
6. This issues with the approval of Competent authority.
(Harkesh Chander)
Under Secretary to the Government of India
Tele no. 2374 8760
All Secretaries to the Government of India
(as per Standard List)
To:-
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2) Ministry of Agriculture and Farmers Welfare, Department of Agriculture and Farmers Welfare
3) Ministry of Ayush .
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58) Ministry of Personnel, Public Grievances and Pensions, Department of Pension &
Pensioner’s Welfare
59) Ministry of Personnel, Public Grievances and Pensions. Department of Personnel and Training
60) Ministry of Petroleum and Natural Gas
61) Ministry of Planning
62) Ministry of Ports, Shipping and Waterways
63) Ministry of Power
64) Ministry of Railways
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70) Ministry of Science and Technology, Department of Scientific and Industrial Research (DSIR)
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