Pradhan Mantri Awaas Yojana Gramin : Rural Housing Scheme A Success

The Pradhan Mantri Awaas Yojana (PMAY-Gramin) was launched by Prime Minister Narendra Modi on November 20, 2016, from Agra, after detailed planning and beneficiary selection processes had all been firmed up. Since coming to power in 2014, the Modi government has constructed 29 million homes in rural India, which is a significant 6 percent of total rural households in India. This includes the nearly 7.5 million Indira Awaas Yojana (IAY) homes that were taken up between 2014-2016 and the backlog of incomplete units. 
Pradhan Mantri Awaas Yojana Gramin
This was only possible due to the adoption of Direct Cash Transfers to the verified bank accounts, the creation of the state nodal account and other reform processes that characterise PMAY-Gramin. A total of 21.35 million homes have been completed so far, of which 9.45 million (44 percent) belong to SC/STs and 2.79 million (13 percent) to minorities. Over 80 percent of homes have been constructed in some of the poorer states, regions and districts of India. Clearly, the social and regional disparities have been bridged by PMAY-Gramin.

The starting point in planning for PMAYG was to address all the critical failures of IAY, identified through an outstanding performance report of the Comptroller and Auditor General. We did not want to make the same mistake all over again and therefore began with the development of housing typologies, agro-climatic zone-wise, and soil-type wise by the best architects from the Universities. 

Traditional housing was studied and ways to keep the design with reinforcement to ensure safety from an earthquake, wind, flood, rains, heat, etc. were worked upon, resulting in over 200 housing designs across the country to suit the region. They were adopted by the states after an intensive and deliberative process. Detailed costing exercises were carried out to understand what is the minimum amount that would be needed to provide poor household dignity through housing. 

This homework helped us defend the unit cost of a total of Rs 1.5-1.6 lakh (including 90 days of MGNREGS work and SBM toilet). Electricity connection, Ujjwala gas, and drinking water connection are also being provided on priority.


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