Make Rs 16 lakh by just investing Rs 10,000; check return calculator : Post Office Scheme

Because they offer higher returns and are backed by the national government, Post Office programmes are one of the safest investment options in the nation, particularly for middle-class individuals. A recurring deposit plan is one of the more well-liked post office programmes, and people have found it to be quite helpful. With merely a Rs 100 initial contribution, one can invest in this scheme.

Choosing an investment option from the many that are already on the market is always a challenge. As a result, it takes longer and requires more work.
Post Office Scheme
Don't become overly bewildered after looking at the extensive selection of options. Just scroll the gallery ahead to find out the best investment option.

Anyone who is at least 18 years old can sign up for this savings programme with only a few clicks. Parents can also open accounts for their minor children. Users can become eligible for a loan using this method as well. People can obtain a loan from banks using this as security if they open an account under this plan and deposit 12 instalments. In accordance with this arrangement, they are also permitted to borrow up to 50% of their total deposit.

Interest payment

People who invest in this post office scheme will receive interest payments every three months. The interest and compound interest are credited to your account at the end of each quarter. You must visit the closest post office branch in order to open an account under this plan.

Return calculator

Someone can make a sizable amount of money for themselves if they put money into this method for a longer period of time. For instance, if you deposited Rs 10,000 every month for ten years in the recurring deposit plan, you would have received Rs 16 lakh. Your investment will be Rs 1,20,000 if you pay Rs 10,000 every month for a year. It will cost roughly Rs 12,000,00,000 to invest in this plan because you selected a duration of 10 years. After that, when the scheme matures, you would receive a return of Rs 4,26,476. In this case, you will receive Rs 16,26,476 overall after 10 years.


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