Targets under Pradhan Mantri Mudra Yojana

Government of India
Ministry of Finance
Department of Financial services

LOK SABHA

UN-STARRED QUESTION No. 5071
ANSWERED ON APRIL 04, 2022/ Chaitra 14, 1944 (SAKA)

Targets under PM MUDRA Yojana

5071. SHRI ANTO ANTONY 
          SHRI ADHIR RANJAN CHOWDHURY
          SHRI T. N. PRATHAPAN

Will the Minister of FINANCE be pleased to state:

(a)    the reasons for disbursal of sanctioned amount under PM MUDRA Yojana which was off its target by Rs. 28000 during the financial year 2021-22;

Targets under Pradhan Mantri Mudra Yojana
(b)    whether the Government is taking steps to inform women entrepreneurs about credit facilities available to them, if so, the details thereof and if not, the reasons therefor;

(c)    the details of States/UTs where the credit facility system has been implemented;

(d)    whether the Government plans to enhance accessibility of the credit facility system for women entrepreneurs in rural areas of the country, if so, the details thereof and if not, the reasons therefor; and

(e)    whether the Government has the data of fund allocation and disbursal to the States under PM MUDRA Yojana so far and if so, the details thereof, State-wise including Kerala?

ANSWER
Minister of State in the Ministry of Finance 

(DR. BHAGWAT KARAD)

(a) to (e) Under Pradhan Mantri Mudra Yojana (PMMY), collateral-free  institutional  credit up to Rs. 10 lakh is provided by MLIs for entrepreneurial activities to micro/small business units, including individuals, which help in creating income generating activities in sectors such as manufacturing, trading, services and also for activities allied to agriculture.

As a part of promotion of PMMY, intensive publicity campaigns are undertaken by Public Sector Banks  (PSBs)  for increased visibility of the  Schemes  amongst the stakeholders, including women.
 
In addition, as apprised by Reserve Bank of India (RBI), 1058 Centres for Financial Literacy (CFL) have been operationalized in 30 States/UTs serving 3174 blocks as on December 01, 2021. These financial literacy centres inter-alia conduct training programmes to promote entrepreneurial skill among the rural population of the country. Further, Banks through their Rural Self Employment Training Institutes (RSETIs) are also imparting training with focus on skill upgradation and entrepreneurship development of rural youth, including women. During these training programmes, participants are also sensitized about the different crdit linked schemes of the Government, including PMMY.

As per data uploaded by MLIs on Mudra portal, as on 18.03.2022, over 34.28 crore loans involving a sanctioned amount of Rs. 18.52 lakh crore have been extended across the country under the Scheme, since its inception in April, 2015. Out of this, more than 23.27 crore loans amounting to Rs. 8.10 lakh crore have been extended to Women borrowers. This constitutes approx. 68% of the total number of loans and 44% of amount extended under the Scheme.
For FY 2021-22, against a sanction target of Rs. 3.00 lakh crore given to MLIs under PMMY, approx. Rs. 2.99 lakh crore has been sanctioned  as on 18.03.2022.

State/UT-wise details of loans disbursed under the Scheme, including Kerala, are annexed.

Annexure as referred to in Part (e ) of Lok Sabha Unstarred Que No. 5071 for reply on 04.04.2022

State/UT-wise details of loans disbursed under Pradhan Mantri Mudra Yojana, since inception of the Scheme in April 2015 (as on 18.03.2022)

TOTAL

Sr No

State/UT Name

No of A/Cs

Sanctioned Amt

Disbursed Amt

1

Andaman and Nicobar Islands

44609

765.52

746.67

2

Andhra Pradesh

5927381

67598.75

64428.54

3

Arunachal Pradesh

70746

800.43

768.91

4

Assam

9207845

42649.04

41491.14

5

Bihar

34280582

141355.83

134586.42

6

Chandigarh

147957

2384.54

2305.05

7

Chhattisgarh

6768806

35142.27

33562.89

8

Dadra and Nagar Haveli

19519

264.15

257.41

9

Daman and Diu

6207

137.04

121.38

10

Delhi

2658811

28444.08

27745.41

11

Goa

269788

3287.49

3110.08

12

Gujarat

10438474

74461.43

73190.39

13

Haryana

6450500

42901.46

41528.84

14

Himachal Pradesh

717698

13317.63

12454.92

15

Jharkhand

9482439

43672.58

42324.71

16

Karnataka

33138494

174659.21

171205.39

17

Kerala

11487626

68078.95

66871.15

18

Lakshadweep

6118

78.65

70.73

19

Madhya Pradesh

21034359

105111.63

101623.5

20

Maharashtra

27171918

156235.25

152848.26

21

Manipur

359404

1990.22

1855.72

22

Meghalaya

206085

1707.93

1662.31

23

Mizoram

84801

1258.04

1151.12

24

Nagaland

93369

1128.27

1039.87

25

Odisha

23324872

86841.19

84369.79

26

Puducherry

913675

5093.48

5018.11

27

Punjab

6738872

46962.64

45369.82

28

Rajasthan

14713825

100977.02

98773

29

Sikkim

119448

1000.94

965.29

30

Tamil Nadu

40778752

187894.72

185420.03

31

Telangana

5132437

43371.95

42443.87

32

Tripura

2167031

10228.59

9956.73

33

Jammu and Kashmir

1083367

23419.53

22776.14

34

Ladakh

31483

1015.69

996.88

35

Uttar Pradesh

31306079

165208.46

158753.4

36

Uttarakhand

2103620

18036.82

17375.34

37

West Bengal

34279479

154374.16

150708.18

All India Total

34,27,66,476

18,51,855.58

17,99,877.39

Source: As per data uploaded by Member Lending Institutions on Mudra Portal



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