Punjab krishi rin mafi Yojana 2021

Punjab krishi rin mafi Yojana 2021

If you are a resident of Punjab and you had taken a loan in the past, then your loan has been waived by the state government, the state government will give you relief up to 2 lakh, today we Know which farmers have been waived this loan of Rs 2 lakh and how can we know it.

Punjab krishi rin mafi Yojana 2021

In order to advance the farmers of the country and to double their income, the state government and the central government are working continuously. In the last few years, many farmers’ welfare schemes have also been launched by the central and state governments, in which Pradhan Mantri Kisan Samman Nidhi Yojana and Kisan Credit Card Scheme are the major schemes, in view of the debt burden on the farmers and the situation that has arisen due to the coronavirus pandemic in the country, the state government has decided to waive off the loans of the farmers. has decided. In this sequence, giving good news to about 3 lakh farmers of the country, their loans up to 2 lakh have been waived.

Punjab krishi rin mafi Yojana

Punjab Chief Minister Amarinder Singh has announced to waive off loans up to Rs 590 crore for farmers belonging to the landless and labor community under the agricultural loan waiver scheme, under which the list of farmers will be released in the loan waiver ceremony . Under this, farmers can easily check their name in the list. By the way, let us also tell you that the Punjab Congress had also promised to waive the loans of farmers during the 2017 elections, which seems to be being fulfilled somewhere.

Punjab Krishi Karj Mafi Yojana 2021 Highlights

scheme name

Punjab Agriculture Loan Waiver Scheme

started

by state government

was inaugurated

by Chief Minister Amarinder Singh

beneficiary

farmers of punjab state

Benefit

farm loan waiver

an objective

To eliminate the ongoing agricultural debt on the farmers so that they can be raised financially

application

no application required

loan waiver amount

up to Rs 2 lakh


Main Objectives Of Punjab Krishi Rin Mafi Yojana

Although there are many objectives of Punjab Agricultural karj mafi yojana, but the most important of these are the following:-
  • Punjab Kisan Karj Mafi Yojana will benefit approximately 3 million farmers to be implemented.
  • Kisan Karj Mafi Yojana under will be forgiven loan of up to two million dollars of the state’s farmers.️
  • Agriculture kisan karj mafi scheme was one of the major election promises of Punjab Congress Party which seems to be fulfilled.
  • According to the Congress manifesto, the agricultural loans of 9.80 lakh farmers in different categories will be waived .
Punjab Krishi Rin Mafi Yojana Benefits

Although there are many benefits of this agricultural loan waiver scheme launched by the Punjab government, but the main benefits of these are as follows:-
  • Punjab Kisan Karj Mafi Yojana small and marginal farmers with 5 acres under ₹ 200000 will be waived until the crop loan.
  • ️ For other farmers, the benefit of loan waiver up to flat ₹ 200000 will be given on agricultural loans.
  • A total of 10.25 lakh farmers of Punjab will be benefited under this scheme and their loan will be waived off.
  • Along with this, the state government will also give benefits to the families of such farmers who have committed suicide due to agricultural loans.
Documents Required To Take Advantage Of Agriculture Loan Waiver Scheme
  • ️ Aadhar card of farmer
  • ️ Farmer’s land documents
  • ️ Documents related to the bank from which the loan has been taken
  • ️ Bank Account Passbook
Banks covered under Punjab Agriculture Loan Waiver Scheme

If you have taken loan from these following types of banks under Punjab krishi karj mafi Scheme, then your loan will be forgiven
  • Scheduled Commercial Bank
  • ️ Public Sector Banks and Private Banks
  • Cooperative Credit Institutions (Urban Government Banks and Rural Government Banks)
How To Apply Punjab Kisan karj mafi Yojana Online?

There is currently no option to apply for Punjab Agriculture Loan Waiver Scheme , but it has been learned from that sources that the farmers who have taken loan from the bank and the farmers whose loan is waived will be given direct exemption by the bank. Farmers can check the list in the coming time or get more information by visiting their bank, at present you have not been given any option of online or offline application for agriculture loan waiver scheme, no need to apply for it now. There doesn’t seem to be any need. (We will be able to say something about this subject only when the official information comes, till then you can bookmark this page by CTRL+D so that you can easily see it in future)

What Is Farmer Loan Waiver Scheme?
  • From time to time, the state government brings loan waiver scheme for farmers who have taken loans from banks and are unable to repay them, under this the government waives loans up to a certain amount to the farmers, for this He has to check his name in the list and if his loan is waived then he can take NOC from the bank.
Will I Have To Apply For The Farmer Loan Waiver Scheme?
  • At present there is no need for the farmers to apply for the Punjab Agriculture Loan Waiver Scheme , nor is there any way to apply by the state government.
Under The Punjab Agriculture Loan Waiver Scheme, The Maximum Loan Amount Of Farmers Will Be Waived?
  • This time under the Farmer Loan Waiver Scheme , farmers’ loan up to a maximum of Rs 2 lakh has been waived.
How To Get The Benefit Of Punjab Agriculture Loan Waiver Scheme?
  • All the farmers whose loans have been waived will be informed about this by the bank, otherwise the farmer will have to check his name in the list issued by the state government.
How To See The List Of Farm Loan Waiver Farmers Under Punjab Agriculture Loan Waiver Scheme?
  • Under the Punjab Agriculture Loan Waiver Scheme , the farmers whose loans have been waived can see its karj mafi list punjab by visiting the official website.
Source: https://www.tractorjunction.com/sarkari-yojana-news/debt-waiver-scheme-loan-waiver-of-three-lakh-farmers/

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