Government has any data on the quantum of personal loans availed in the last five years

Government has any data on the quantum of personal loans availed in the last five years

Personal+Loans
GOVERNMENT OF INDIA MINISTRY OF FINANCE
DEPARTMENT OF FINANCIAL SERVICES

LOK SABHA 

UNSTARRED QUESTION NO. 4712
ANSWERED ON THE 23RD MARCH 2020

Personal Loans

DR. T. SUMATHY (a) THAMIZHACHI THANGAPANDIAN

Will the Minister of FINANCE be pleased to state:

(a) whether the Government has any data on the quantum of personal loans availed in the last five years through banks;

(b) if so, the details thereof, State/UT-wise;

(c) whether the Government has any data of such loans availed by industries and real estate promoters; and



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(d) if so, the details thereof?

ANSWER
THE MINISTER OF STATE FOR FINANCE 
(SHRI ANURAG SINGH THAKUR)

(a) and (b) The Reserve Bank of India (RBI) has informed that required data are not maintained by it.

(c) and (d) As per RBI inputs, the details of the advances outstanding of Scheduled Commercial Banks (SCBs) to industry and of the total advances of SCBs with real estate exposure are at Annex.

Annexure

Lok Sabha Unstarred Question no. 4712 for answer on 23.3.2020, regarding “Personal loans”
Advances outstanding of Scheduled Commercial Banks to Industry and Total Advances of Scheduled Commercial Banks with Real Estate Exposure



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Amounts in crore Rs.
As on 31.3.2015 As on 31.3.2016 As on 31.3.2017 As on 31.3.2018 As on 31.3.2019
Industry
Advances Outstanding
2,973,471 2,998,424 2,945,792 3,129,512 3,293,638
Real Estate Exposure - Total Advances 980,224 1,283,350 1,364,672 1,583,060 1,886,904
Source: Offsite Returns, Domestic Operations

Source : Lok Sabha

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