Pradhan Mantri Suraksha Bima Yojana and the Pradhan Mantri Jeevan Jyoti Bima Yojana

Pradhan Mantri Suraksha Bima Yojana and the Pradhan Mantri Jeevan Jyoti Bima Yojana 

For creating a universal social security system for all Indians, especially the poor and the under-privileged the Hon’ble Prime Minister launched two Social Security Schemes in the Insurance sector; namely the Pradhan Mantri Suraksha Bima Yojana(PMSBY) and the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) in Kolkata on Pan India basis on the 9th of May, 2015. Salient features of the schemes are given below:
Pradhan+Mantri+Suraksha+Bima+Yojana
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)  offers  life insurance cover of Rs. 2 lakh in case of death due to any reason to people in the age group of 18 to 50 years having a bank / Post office account, who give their consent to join / enable auto-debit of premium of Rs. 330 per annum. The scheme is being offered by Life Insurance Corporation of India and all other life insurers who are offering the product on similar terms with necessary approvals and tie up with Banks and Post Offices for this purpose.

Pradhan Mantri Suraksha Bima Yojana (PMSBY) offers accidental insurance cover of Rs. 2 lakh for accidental death or total permanent disability and Rs. 1 lakh for partial permanent disability to people in the age group 18 to 70 years with a bank / Post office account, who give their consent to join / enable auto-debit of premium of Rs. 12 per annum. The scheme is being offered by Public Sector General Insurance Companies or any other General Insurance Company who is offering the product  on similar terms with necessary approvals and tie up with Banks and Post Offices for this purpose.

(b)  As per information furnished by Banks 5.91 crore persons have been enrolled under PMJJBY and 15.47 crore persons have been enrolled under PMSBY as on 31.03.2019. State-wise data of gross enrolments under the schemes PMJJBY and PMSBY is placed at Annexure A. Further, 1,35,212 claims amounting to Rs. 2704.24 crore have been settled under PMJJBY and 32,176 claims amounting to 643.52 crore have been settled under PMSBY as on 31.03.2019. State-wise data of claims under the schemes is placed at Annexure B.

(c)  As per information provided by Banks / Insurance Companies 1.55 crore women have been insured under PMJJBY and 5.11 crore women have been insured under PMSBY throughout the country till March, 2019. State-wise data of women on whose lives claims were paid throughout the country till March, 2019 is placed at Annexure C.

ANNEXURE - A REFERRED TO IN PART (b) OF LOK SABHA STARRED QUESTION NO. 288 FOR ANSWER ON DECEMBER 9, 2019.

State  -Wise  Distribution  of  Gross  Enrollments  as  on  31.03.2019  (as  uploaded  by  banks  on Jansuraksha Portal)
Sr.
State PMSBY PMJJBY Total

1

ANDAMAN & NICOBAR ISLANDS

32,271

16,283

48,554
2
ANDHRA PRADESH $$ 2,76,32,231 1,83,84,214 4,60,16,445
3
ARUNACHAL PRADESH 67,680 40,751 1,08,431
4
ASSAM 19,59,253 7,40,581 26,99,834
5
BIHAR 58,29,559 16,48,757 74,78,316
6
CHANDIGARH 2,04,990 57,229 2,62,219
7
CHHATTISGARH 52,99,788 12,91,366 65,91,154
8
DADRA & NAGAR HAVELI 49,802 24,204 74,006
9
DAMAN & DIU 37,661 17,334 54,995
10
GOA 2,66,256 1,24,926 3,91,182
11
GUJARAT 60,99,823 25,62,854 86,62,677
12
HARYANA 33,40,965 9,67,093 43,08,058
13
HIMACHAL PRADESH 10,93,835 2,86,941 13,80,776
14
JAMMU & KASHMIR 7,67,709 3,23,418 10,91,127
15
JHARKHAND 22,44,237 5,99,262 28,43,499
16
KARNATAKA 79,09,701 34,55,273 1,13,64,974
17
KERALA 45,33,055 9,04,607 54,37,662
18
LAKSHADWEEP 5,822 1,831 7,653
19
MADHYA PRADESH 87,86,945 22,37,052 1,10,23,997
20
MAHARASHTRA 97,01,319 40,21,981 1,37,23,300
21
MANIPUR 1,13,040 38,126 1,51,166
22
MEGHALAYA 97,290 50,016 1,47,306
23
MIZORAM 89,966 57,874 1,47,840
24
NAGALAND 54,528 21,608 76,136
25
NCT OF DELHI 24,66,605 9,54,457 34,21,062
26
ORISSA 45,15,671 12,59,527 57,75,198
27
PUDUCHERRY 2,16,811 72,613 2,89,424
28
PUNJAB 40,09,575 7,27,495 47,37,070
29
RAJASTHAN 60,56,922 18,20,827 78,77,749
30
SIKKIM 58,542 31,755 90,297
31
TAMIL NADU 83,40,290 27,79,983 1,11,20,273
32
TELANGANA 63,33,999 21,77,346 85,11,345
33
TRIPURA 4,11,001 1,25,393 5,36,394
34
UTTAR PRADESH 1,59,84,910 39,90,315 1,99,75,225
35
UTTARAKHAND 15,85,394 3,76,375 19,61,769
36
WEST BENGAL 74,60,614 16,39,458 91,00,072
37
Others & Non-CBS Enrolments ** 1,10,59,763 53,40,237 1,64,00,000
Grand Total
15,47,17,823 5,91,69,362 21,38,87,185
** Beneficiaries converged from Ministry of Textiles, Women & Child Development, MSME and Department of Animal Husbandry, Dairy and Fisheries from their respective erstwhile Insurance schemes. Non-CBS enrolments pertain to urban cooperative bank subscribers which were not migrated to CBS system. State/UT wise break-up not available for this number.
$$ includes 1.65 crore and 1.99 crore beneficiaries which have been converged from AABY to PMJJBY and PMSBY respectively in the state of Andhra Pradesh.

Source : Gross Enrollment as uploaded by banks on Jansuraksha portal as on 31/03/2019 subject to verification of eligibility, availability of funds etc.

ANNEXURE - B REFERRED TO IN PART (b) OF LOK SABHA STARRED QUESTION NO. 288 FOR ANSWER ON DECEMBER 9, 2019.

State-wise Claims Data for PMJJBY & PMSBY as on 31.03.2019



S.No.



statename
P MJJBY
PMSBY
Total
As on 31.03.2019 As on 31.03.2019 As on 31.03.2019

No. of Claims Paid

Amount Paid (in Rs. Crore)
N o. of Claims Paid
Amount Paid (in Rs.
Crore)
N o . of Claims Paid

Amount Paid (in Rs. Crore)

1
Andaman & nicobar islands
39

0.78

2

0.04

41

0.82

2
Andhra pradesh
10,665

213.30

2,288

45.76

12,953

259.06

3
Arunachal pradesh
109

2.18

10

0.20

119

2.38

4
Assam
3,281

65.62

328

6.56

3,609

72.18

5
Bihar
2,838

56.76

471

9.42

3,309

66.18

6
Chandigarh
180

3.60

66

1.32

246

4.92

7
Chhattisgarh
5,506

110.12

1,770

35.40

7,276

145.52

8
Dadra & nagar haveli
47

0.94

9

0.18

56

1.12

9
Daman & diu
33

0.66

2

0.04

35

0.70

10
Goa
301

6.02

85

1.70

386

7.72

11
Gujarat
11,104

222.08

2,265

45.30

13,369

267.38

12
Haryana
4,151

83.02

1,342

26.84

5,493

109.86

13
Himachal pradesh
928

18.56

494

9.88

1,422

28.44

14
Jammu & kashmir
145

2.90

76

1.52

221

4.42

15
Jharkhand
1,564

31.28

319

6.38

1,883

37.66

16
Karnataka
12,072

241.44

1,987

39.74

14,059

281.18

17
Kerala
1,242

24.84

757

15.14

1,999

39.98

18
LAKSHADWEEP
-

-

-

-

-

-

19
Madhya pradesh
9,552

191.04

3,490

69.80

13,042

260.84

20
Maharashtra
11,386

227.72

2,667

53.34

14,053

281.06

21
Manipur
144

2.88

15

0.30

159

3.18

22
Meghalaya
128

2.56

9

0.18

137

2.74

23
Mizoram
466

9.32

13

0.26

479

9.58

24
Nagaland
81

1.62

4

0.08

85

1.70

25
Nct of delhi
2,298

45.96

429

8.58

2,727

54.54

26
Odisha
4,145

82.90

898

17.96

5,043

100.86

27
Puducherry
197

3.94

56

1.12

253

5.06

28
Punjab
2,181

43.62

1,083

21.66

3,264

65.28

29
Rajasthan
8,206

164.12

2,320

46.40

10,526

210.52

30
Sikkim
63

1.26

6

0.12

69

1.38

31
Tamil nadu
6,843

136.86

2,162

43.24

9,005

180.10

32
Telangana
11,946

238.92

2,077

41.54

14,023

280.46

33
Tripura
215

4.30

43

0.86

258

5.16

34
Uttar pradesh
17,332

346.64

3,278

65.56

20,610

412.20

35
Uttarakhand
1,525

30.50

518

10.36

2,043

40.86

36
West bengal
4,299

85.98

837

16.74

5,136

102.72
Grand Total
1,35,212 2,704.24 32,176 643.52 1,67,388 3,347.76
Note: Claim data as uploaded by Banks and updated by Insurance Companies after claim settlement on Jansuraksha Portal

ANNEXURE - C REFERRED TO IN PART (c) OF LOK SABHA STARRED QUESTION NO. 288 FOR ANSWER ON DECEMBER 9, 2019.

State-wise Claims Paid to Females as on 31.03.2019
S. No.
States
PMJJBY
PMSBY
Female Beneficiary Female Beneficiary
1
Jammu & kashmir
91

53
2
Himachal pradesh
636

326
3
Punjab
1,343

732
4
Chandigarh
111

42
5
Uttarakhand
1,008

345
6
Haryana
2,543

931
7
Nct of delhi
1,481

304
8
Rajasthan
4,691

1,512
9
Uttar pradesh
8,916

1,861
10
Bihar
1,374

266
11
Sikkim
44

2
12
Arunachal pradesh
58

5
13
Nagaland
42
-
14
Manipur
80

10
15
Mizoram
294

7
16
Tripura
134

30
17
Meghalaya
94

4
18
Assam
1,715

180
19
West bengal
2,566

481
20
Jharkhand
884

187
21
Odisha
2,305

401
22
Chhattisgarh
2,887

1,249
23
Madhya pradesh
5,335

2,389
24
Gujarat
6,462

1,026
25
Daman & diu
21

1
26
Dadra & nagar haveli
32

7
27
Maharashtra
7,118

1,264
28
Andhra pradesh
6,490

1,341
29
Karnataka
7,754

1,279
30
Goa
214

54
31
Kerala
808

386
32
Tamil nadu
3,949

1,186
33
Puducherry
124

26
34
Andaman & nicobar islands
24
-
35
Telangana
7,187

1,367
Grand Total

78,815

19,254
Source : Claim data as uploaded by Banks and updated by Insurance Companies after claim settlement on Jansuraksha Portal. NOTE: Data of Claims settled in the lives of females converged to PMJJBY & PMSBY is not maintained centrally.

The above statement was submitted by Ministry of Finance Department of Financial Services  of undermentioned Lok Sabha Question:-

GOVERNMENT OF INDIA 
MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

LOK SABHA 

STARRED QUESTION NO. 288
ANSWERED ON 09.12.2019

 BANK ACCOUNT HOLDERS UNDER PMJJBY/PMSBY

288. SHRI BHAGIRATH CHOUDHARY

Will the Minister of FINANCE be pleased to state:
  • (a) the date on which the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY) were launched in the country including the names of the States where the bank account holders were registered, scheme/State/ UT-wise;
  • (b) the number of registered account holders benefited under the said schemes since the inception of these schemes till March, 2019 along with the number of beneficiaries and the amount provided to them, scheme/State/UT-wise; and
  • (c) the number of women insured under the above said schemes throughout the country till March, 2019 including the number of women out of them who were provided assistance along with the types of assistance provided, State/year-wise?
ANSWER

THE FINANCE MINISTER
(SMT NIRMALA SITHARAMAN)

(a) to (c)   A Statement is laid on the Table of the House.

STATEMENT REFERRED TO IN REPLY TO PART (a) TO (c) OF LOK SABHA STARRED QUESTION NUMBER *288 FOR 9TH  DECEMBER, 2019 REGARDING BANK ACCOUNT HOLDER UNDER PMJJBY/PMSBY TABLED BY SHRI BHAGIRATH CHOUDHARY, HON’BLE MEMBER OF PARLIAMENT
As above

नोट :- हमारे वेबसाइट www.indiangovtscheme.com पर ऐसी जानकारी रोजाना आती रहती है, तो आप ऐसी ही सरकारी योजनाओं की जानकारी पाने के लिए हमारे वेबसाइट www.indiangovtscheme.com से जुड़े रहे !

*****

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