Interest rate for term deposit and MIS in Post Office for the citizens

GOVERNMENT OF INDIA
MINISTRY OF FINANCE
DEPARTMENT OF ECONOMIC AFFAIRS

LOK SABHA 

UNSTARRED QUESTION NO.880
TO BE ANSWERED ON MONDAY DECEMBER 12, 2022/ Agrahayana 21, 1944 (Saka)

INTEREST RATE FOR TERM DEPOSIT 

880. SHRI KALYAN BANERJEE

Will the Minister of FINANCE be pleased to state:

(a) whether the Government proposes to revise the interest rate for term deposit and MIS in Post Office for the citizens of the country according to the current Repo Rate;
Interest rate for term deposit and MIS in Post Office
(b) if so, details thereof and if not the reasons therefor;

(c) the number of term deposits with Rural and Urban MIS Beneficiaries as of November 2022 thereof, State/Union Territory-wise;

(d) whether the Government proposes to increase the maximum deposit in MIS considering the Per Capita Income in real terms; and

(e) if so, the details thereof and if not, the reasons therefor?

ANSWER
MINISTER OF STATE (FINANCE)

(SHRI PANKAJ CHAUDHARY)

(a) and (b) The Government periodically revises the interest rate on Small Saving Schemes, including MIS and Time Deposits in Post Office.

(c) Details are annexed.

(d) and (e) The deposit limits are reviewed by the Government, periodically.

Annexure

Table: 1 State / UT-wise number of accounts of MIS as on 30.11.2022

State

MIS Accounts

Rural

Urban

ANDAMAN AND NICOBAR ISLANDS

273

1,121

ANDHRA PRADESH

74,892

1,67,829

ARUNACHAL PRADESH

430

2,052

ASSAM

32,017

98,680

BIHAR

89,500

1,70,080

CHANDIGARH

0

27,338

CHHATTISGARH

10,158

66,548

DELHI

1,701

3,15,982

GOA

5,879

14,539

GUJARAT

1,33,164

6,84,908

HARYANA

32,393

1,60,321

HIMACHAL PRADESH

1,00,461

59,554

JAMMU AND KASHMIR

9,588

28,104

JHARKHAND

61,295

1,11,544

KARNATAKA

47,806

3,25,456

KERALA

83,793

1,10,038

LADAKH

34

101

LAKSHADWEEP

0

34

MADHYA PRADESH

11,516

2,60,168

MAHARASHTRA

1,13,954

8,11,303

MANIPUR

74

2,201

MEGHALAYA

394

4,553

MIZORAM

60

226

NAGALAND

103

593

ODISHA

73,702

1,63,875

PUDUCHERRY

470

7,168

PUNJAB

48,391

2,47,964

RAJASTHAN

60,220

2,46,135

SIKKIM

63

1,710

TAMIL NADU

1,08,896

3,77,132

TELANGANA

9,457

1,37,763

THE DADRA AND NAGAR HAVELI AND DAMAN AND DIU

458

2,894

TRIPURA

7,990

38,980

UTTAR PRADESH

1,15,836

6,06,449

UTTARAKHAND

22,067

1,25,235

WEST BENGAL

7,37,373

20,39,427

Total

19,94,408

74,18,005



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