Non Payment of EMIS to Bank : Aatma Nirbhar Bharat Abhiyaan

Non Payment of EMIS to Bank : Aatma Nirbhar Bharat Abhiyaan

GOVERNMENT OF INDIA
MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

LOK SABHA 

UNSTARRED QUESTION NO. 1511
TO BE ANSWERED ON 10.02.2022

NON PAYMENT OF EMIS TO BANKS 

1511. SHRI S.MUNISWAMY

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

(a) whether the department of MSMEs has a database of useful entrepreneurs who have stopped operations due to non payment of timely EMIs to the banks;

NON PAYMENT OF EMIS TO BANKS

(b) if so, the details thereof;

(c) whether there is a scheme to select few exclusive units/industries to rescue them from declaring their Non Performing Assets and further revive such industries in the larger interest of the nation; and

(a)      if so, the details thereof?

ANSWER
MINISTER OF MICRO, SMALL AND MEDIUM ENTERPRISES 

(SHRI NARAYAN RANE)

(a)&(b):      As MSMEs are present in both formal and informal sector, data regarding MSMEs which stopped operations due to non payment of timely EMIs to the banks are not maintained by this Ministry.

(c)&(d): As part of the Aatma Nirbhar Bharat Abhiyaan a scheme called Credit Guarantee Scheme for Subordinate Debt (CGSSD) was approved by the Government of India on 01.06.2020. The scheme provides leverage upto Rs. 20,000 crore as subordinate debt for Stressed MSMEs viz. SMA-2 and NPA accounts that are eligible for restructuring as per RBI guidelines on the books of the Lending institutions.   Under this scheme, the promoter(s) of the MSMEs are given credit equal to 15% of their stake (equity plus debt) or Rs. 75.00 lakh whichever is lower. The promoter would infuse the credit in the MSME as quasi equity or sub-debt. The guarantee coverage of the sub-debt is 90% and the promoters are required to bring in 10% of the sub-debt amount as collateral. Government of India provides ₹ 4000 crore to the corpus of ‘Distressed Assets Fund’ in a phased manner.


नोट :- हमारे वेबसाइट www.indiangovtscheme.com पर ऐसी जानकारी रोजाना आती रहती है, तो आप ऐसी ही सरकारी योजनाओं की जानकारी पाने के लिए हमारे वेबसाइट www.indiangovtscheme.com से जुड़े रहे।
*****

Comments

This week popular schemes

प्रधानमंत्री ग्रामीण आवास योजना लाभार्थी सूची 2021 Pradhan Mantri Gramin Awas Yojana List 2021

Apply Online for State Health Card in Uttar Pradesh under UP SECTS Scheme

ISRO NAVIC GPS App Download : Indian Regional Navigation Satellite System (IRNSS)

Who Will Get LPG Cylinder Subsidy, How Much Will You Get; Know Latest Price

Uttar Pradesh One District One Product Training and Toolkit Scheme : उत्तर प्रदेश एक जनपद एक उत्पाद प्रशिक्षण एवं टूलकिट योजना

LPG cylinder subsidy announced, know its price एलपीजी सिलेंडर सब्सिडी की हुई घोषणा, जानिए इसकी कीमत

Bumper Recruitment of TGT, PGT, PRT, PET, Librarian in Atomic Energy Education Society परमाणु ऊर्जा शिक्षा सोसायटी मे TGT, PGT, PRT, PET, Librarian की बंफर भर्ती

Consumer Price Index Numbers for Agricultural and Rural Lobourers month of April, 2022

UPSC : Combined Defence Service CDS II 2022 Examination

SBI Green Car Loan scheme, Electric Vehicle loans starting at 7.25%. : Government’s aim of becoming a 100 per cent electric vehicle nation by 2030