Loan under Kisan Credit Card : Ministry of Finance

Loan under Kisan Credit Card : Ministry of Finance

Government of India
Ministry of Finance
Department of Financial Services

RAJYA SABHA

Unstarred Question No. 2300
Answered on Tuesday, March 16, 2021/ 25
Phalguna , 1942 (Saka) 

LOANS UNDER KISAN CREDIT CARDS

2300. SHRI IRANNA KADADI

Will the Minister of FINANCE be pleased to state:

(a) the details of loans disbursed under Kisan Credit Card (KCC) during the last three years in the country including Karnataka along with the number of loans above rupees three lakhs among them, State­ wise and year-wise;

(b) whether Government proposes to increase the maximum limit of loans under KCC scheme in view of increasing expenditure of farmers;

(c) if so, the details thereof and, if not, the reasons therefor indicating the maximum limit of loans presently; and

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(d) the total number of farmers covered under the KCC scheme in Karnataka during the said period along with the number of applications pending at present?

Answer
MINISTER OF STATE IN THE MINISTRY OF FINANCE 

(SHRI ANURAG SINGH THAKUR)

Kisan Credit Card
(a). The total number of KCC issued in the country as reported by RBI (Scheduled Commercial Banks) & NABARD (Cooperative Banks & RRBs) during last three years are given at Annexure-1.

(b) & (c). The loan limit under KCC scheme is based on the Scale of Finance of the crop grown as finalized by State Level Technical Committees (SLTCs).

Keeping in view the overall inflation and rise in agricultural input cost over the years since 2010, the limit for collateral free agricultural loans was raised from Rs. 1 lakh to Rs. 1.6 lakh vide Reserve Bank of India's Circular dated February 7, 2019.

(d). As per the information furnished by Public Sector Banks & NABARD, during the period from 2017-18 to 2019-20, around 20.73 lakh KCCs have been issued in the state of Kamataka. A special saturation drive to cover farmers under KCC is going on since February 2020. As per the information furnished by Public Sector Banks & NABARD, around 13.42 lakh farmers have been covered under the KCC scheme in Kamataka under this drive as on 05-03-2021, with 4,489 applications pendingwith banks. The drive is regularly monitored to ensure expeditious processing of applications for sanction of KCC to eligible  beneficiaries.

AnnexureIas referred to in part (a) of the reply to Rajya Sabha Unstarred Question No. 2300 for 16.03.2021

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State/UT wise total no of KCC issued during 2017-18, 2018-19 and 2019-20

( No in actual)

State/UT Name

FY 2017-18

FY 2018-19

FY 2019-20

Andamans

264

578

269

Andhra Pradesh

1011237

962120

988893

Arunachal Pradesh

1895

6476

2199

Assam

276283

161095

278619

Bihar

349813

288451

230398

Chandigarh

1621

503

765

Chattisgarh

72996

62991

311321

Dadra & Nagar Haveli

114

50

79

Daman & Diu

169

18

22

Delhi

2303

3093

1498

Goa

2763

3533

2784

Gujarat

224989

324955

338716

Haryana

260533

240903

230385

Himachal Pradesh

59009

67691

69856

Jammu & Kashmir

50424

52023

367826

Jharkhand

217782

255452

203222

Karnataka

686670

577979

808694

Kerala

271222

297111

357131

Lakshadweep

25

1919

58

Madhya Pradesh

873977

571509

557059

Maharashtra

381215

769822

695628

Manipur

7065

6237

2964

Meghalaya

11913

13540

12244

Mizoram

5441

4653

4719

Nagaland

8028

15519

8312

Orissa

248323

329739

314733

Puducherry

4113

4120

1699

Punjab

371151

329208

282310

Rajasthan

802016

627370

1030272

Sikkim

1667

2271

1743

Tamil Nadu

340645

500219

381302

Telangana

741040

635628

661450

Tripura

84985

101777 95687

Uttarakhand

46958

657552

100556

Uttar Pradesh

1965808

2225039

2025254

West Bengal

362998

550297

522877

Total

97 4 7 4 55

10079177

1 0 89 1545

Source :PSBs & NABARD

नोट :- हमारे वेबसाइट www.indiangovtscheme.com पर ऐसी जानकारी रोजाना आती रहती है, तो आप ऐसी ही सरकारी योजनाओं की जानकारी पाने के लिए हमारे वेबसाइट www.indiangovtscheme.com से जुड़े रहे। 
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