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Atmanirbhar Gujarat Sahay Yojana (AGSY) 2020 Apply Online Form : Interest rate 2%

Atmanirbhar Gujarat Sahay Yojana (AGSY) 2020 Apply Online Form : Interest rate 2% Gujarat government has launched Atmanirbhar Gujarat ...

Atmanirbhar Gujarat Sahay Yojana (AGSY) 2020 Apply Online Form : Interest rate 2%

Gujarat government has launched Atmanirbhar Gujarat Sahay Yojana to provide Rs. 1 lakh loan at 2% interest rate scheme. This is state govt’s helping hand in the form of Rs. 5000 crore package for people. It includes small businessmen, skilled workers, autorickshaw owners, electricians and others whose economic activities have been disrupted due to the ongoing COVID-19 lockdown.
Atmanirbhar+Gujarat+Sahay+Yojana
The state government of Gujarat will pay another 6% interest to banks giving loan under the Atmanirbhar Gujarat Sahay Yojna (AGSY) targeted at small businessmen.

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Atmanirbhar Gujarat Sahay Yojana 2020

Gujarat govt. has announced Atmanirbhar Gujarat Sahay Yojana in which lower middle income group can avail guarantee-free loan of upto Rs. 1 lakh from banks. This loan amount will be provided at an annual interest rate of 2% as it seeks to help them get back to normal life disrupted by the Coronavirus lockdown. Moreover, govt. will also pay another 6% interest to banks giving loans under the scheme.

Aatmanirbhar Gujarat Sahay Yojana Apply Online Form

Just like other loan schemes, the state govt. of Gujarat will invite Aatmanirbhar Gujarat Sahay Yojana online application form. These applications may be invited through the Gujarat govt. official website or a new dedicated portal. People will have to make registration for this scheme by filling Atmanirbhar Gujarat Sahay Yojana apply online form. As soon as the online application process will start, we will update it here.

This AGSY scheme aims to benefit small businessmen and cross section of people falling under the lower middle income group. As per the Aatmanirbhar Gujarat Sahay Yojna, loan tenure will be of 3 years and payment of installments will begin after 6 months of loan disbursal. Earlier on 13 May 2020, central govt. has launched Aatm Nirbhar Bharat Abhiyan (self reliant India campaign). 

Who are Aatm Nirbhar Gujarat Sahay Yojana Beneficiaries

The state government has launched Atmanirbhar Gujarat Scheme for the following group of people as mentioned below:-
  • Small businessmen
  • Skilled Workers
  • Autorickshaw owners
  • Electricians
  • Barbers
  • Other people with lower income
Various other states like Delhi has declared assistance of Rs. 5,000 or so to such people. The state govt. of Gujarat has an opinion that such a small amount will not bring their life back of normal.

Collateral Free Loans

Approximately 10 lakh such beneficiaries will be given loan of Rs. 1 lakh each from banks at just 2% annual interest to start their lives afresh under Atmanirbhar Gujarat Sahay Yojana. All the loans will be provided on the basis of application and no guarantee will be required. Gujarat govt. will pay remaining 6% interest on loan to banks.

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The tenure of such loans will be of 3 years and re-payment of principal and interest will start after six months of sanction of loan amount. The state government has come up with this scheme after discussion with district, scheduled and cooperative banks. Further more, the state government will come out with detailed information on AGSY in a few days and loan will be made available to all those who are in need of it.

Highlights of Aatma Nirbhar Gujarat Sahay Yojana

Here are the important features and highlights of the new scheme

Name of the Scheme Atmanirbhar Gujarat Sahay Yojana
Launch Date 14 May 2020
State Gujarat
Article Category Application / Registration Form
Apply Mode Online
Beneficiaries Small businessmen, skilled workers, auto-rickshaw owners, electricians, barbers
Major Benefit Loans at lower interest rate
Loan Amount upto Rs. 1 lakh
Interest Rate 2% per annum
Loan Tenure 3 years
Repayment of Principal and Interest 6 months after loan sanction date
Parent Scheme Aatmanirbhar Bharat Abhiyan
Launched By CM Vijay Rupani

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Indian Govt Scheme - Sarkari Yojna - सरकारी योजना: Atmanirbhar Gujarat Sahay Yojana (AGSY) 2020 Apply Online Form : Interest rate 2%
Atmanirbhar Gujarat Sahay Yojana (AGSY) 2020 Apply Online Form : Interest rate 2%
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