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Tuesday, October 30, 2018

Pradhan Mantri Awas Yojana प्रधानमंत्री आवास योजना

     Cumulative no of Houses Sanctioned Under PMAY(U) now more than 62,53,731 

   2,15,083 Houses Sanctioned Under Pradhan Mantri Awas Yojana(Urban) in the 39th CSMC Andhra Pradesh Gets 41,707 Houses, Maharashtra - 20,499, Uttar Pradesh - 50,271 and West Bengal -1,00,704 

     The cumulative number of houses sanctioned under PMAY(U) now is 62,53,731. The Ministry of Housing & Urban Affairs has approved the construction of another 2,15,083 more affordable houses for the benefit of urban poor under Pradhan Mantri Awas Yojana (Urban). The approval was given in the 39th meeting of the Central Sanctioning and Monitoring Committee held here today.

Awas+Yojana
     Andhra Pradesh has been sanctioned 41,707 houses while the sanction for Maharashtra is 20,499 affordable houses. The number of houses sanctioned for Uttar Pradesh is 50,271, while West Bengal has been sanctioned a total of 1,00,704 houses. Nagaland has been sanctioned 1425 houses and Dadra and Nagar Haveli 477 houses.

    A total of 334 projects with a project cost of Rs 8,559 crore with central assistance of Rs 3,226 crore has been approved in the meeting held under the Chairmanship of Sh Durga Shankar Mishra, Secretary, Ministry of Housing and Urban Affairs.

     The approvals under the Beneficiary led construction(BLC) vertical is 2,00,303 while it is 14,780 under Affordable Housing in Partnership (AHP) vertical.

   The main purpose of this revolutionary project is to provide housing for all citizens of India by 2022. There are two components to this scheme and they include Pradhan Mantri Gramin Awas Yojana (PMGAY-Rural)) and Pradhan Mantri Awas Yojana (Urban). When PMAY was started, the focus was on the economically weaker sections and lower income groups, but the middle-income group was also brought under this scheme later.

PMAY Gramin (PMGAY)

   This project plans to provide affordable housing to the people living in the rural areas of the country. The target of PMAY-G or PMGAY is to construct 1 crore homes by 2022. When you obtain a home loan under this scheme, you will become eligible for a 3% concession on interest rates and this benefit is applicable to housing loans up to Rs.2 lakh. This loan can be taken for building a new home or upgrading your existing home in rural areas.

Apply for PM Awas Yojana Loan Scheme

     The most deserving candidates are selected by the Gram Sabha based on the national level Socio Economic and Caste Census performed in 2011. The basic purpose of this survey was to find out all socially and economically backward people in India and all people included in the list released by the Gram Sabha qualify for this Yojana.

Pradhan Mantri Awas Yojana (Urban)

     As the name suggests, it focuses on providing housing to all people living in the urban areas by 2022. The credit linked subsidy scheme is a remarkable feature that can be linked with the urban component. The interest subsidy is offered to the beneficiaries when they avail the housing loan. This scheme offers central assistance to States and Union Territories for building houses to all the deserving sections of the society and the prime focus needs to be given to the economically weaker sections and urban slums.

Who can apply for PMAY (Urban)?

     Families with annual income up to 3 lakh are categorized as economically weaker section and they automatically qualify for this scheme. People, who can produce evidence stating that their annual income stands in between Rs 3 lakh and 6 lakh (Low Income Group), can also apply for this scheme. If your earning stands below 18 lakh can also take a loan under this scheme.

    The government plans to address the housing issues in rural and urban areas within 15 years and the PMAY is a huge step taken to realize the vision ‘Housing for All by 2022’.


प्रधानमंत्री आवास योजना (शहरी) के तहत स्‍वीकृत मकानों की कुल संख्‍या बढ़कर अब 62,53,731 के आंकड़े को छू गई है 

     सीएसएमसी की 39वीं बैठक में प्रधानमंत्री आवास योजना (शहरी) के तहत 2,15,083 मकानों को स्‍वीकृति दी गई आंध्र प्रदेश को 41707, महाराष्‍ट्र को 20499, उत्‍तर प्रदेश को 50271 और पश्चिम बंगाल को 100704 मकान मिले

   प्रधानमंत्री आवास योजना (शहरी) के तहत स्‍वीकृत मकानों की कुल संख्‍या बढ़कर अब 62,53,731 के आंकड़े को छू गई है। आवास एवं शहरी मामलों के मंत्रालय ने प्रधानमंत्री आवास योजना (शहरी) के तहत शहरों में रहने वाले गरीबों के हित में 2,15,083 और किफायती मकानों के निर्माण को मंजूरी दी है। आज नई दिल्‍ली में केन्‍द्रीय मंजूरी एवं निगरानी समिति (सीएसएमसी) की 39वीं बैठक में यह मंजूरी दी गई।
Awas+Yojana

    आंध्र प्रदेश के लिए 41,707 मकानों को मंजूरी दी गई है, जबकि महाराष्‍ट्र के लिए 20499 किफायती मकानों को स्‍वीकृति दी गई है। इसी तरह उत्‍तर प्रदेश के लिए 50271 मकानों को मंजूरी दी गई है, जबकि पश्चिम बंगाल के लिए कुल मिलाकर 100704 मकानों को स्‍वीकृति दी गई है। उधर, नगालैंड के लिए 1425 मकानों और दादर एवं नागर हवेली के लिए 477 मकानों को मंजूरी दी गई है।

    आवास एवं शहरी मामलों के मंत्रालय में सचिव श्री दुर्गा शंकर मिश्रा की अध्‍यक्षता में आयोजित बैठक में 3226 करोड़ रुपये की केन्‍द्रीय सहायता के साथ 8559 करोड़ रुपये की लागत वाली कुल 334 परियोजनाओं को स्‍वीकृति दी गई।

   लाभार्थी की अगुवाई वाले निर्माण (बीएलसी) खंड के तहत 200303 मकानों को और साझेदारी में किफायती आवास (एएचपी) खंड के तहत 14780 मकानों को मंजूरी दी गई है।

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